payabl. is an EU-regulated merchant acquirer that makes online payments, payment accounts, and prepaid cards as easy, reliable, and secure as they should be. We support businesses’ growth by helping them take and make payments globally. Our banking services, gateway capabilities, and easy checkout functionalities exponentially enable our merchants’ development.
Geographical presence
Operating across Europe, with regional offices in Cyprus, Germany, and the UK
Target market
We work with European merchants from the following spaces: ecommerce, marketplace, retail, travel, electronic goods, entertainment and streaming, subscriptions, gaming, financial services, and dating.
Core solution
Facilitate global payments with our full range of payment solutions, including card acquiring, alternative payment methods, IBAN accounts, and prepaid cards. By utilising cutting-edge, in-house technology, our platform offers sophisticated risk management tools and detailed reporting capabilities to meet even the most complex technical requirements.
Licence type
Since 2011, we have been authorised as a payment institution by the Central Bank of Cyprus, and our licence is passported across the EEA. We are also Principal Members of Visa and Mastercard, with acquiring and issuing certifications.
Member of industry associations and/or initiatives
Merchant Risk Council (MRC)
What problem does your company solve?
What we do is simple: we help our clients' businesses grow and thrive. Our fast, reliable, seamless payment processes support their international expansion, allowing them to meet the developing needs of their consumers and match their competitors’ payment user experience offering.
What is unique about your company?
Our personal approach to customer service has been key to our growth – and that of our merchants – and remains one of our core values. We proudly offer tailored services and 24/7 support. The close relationships we build are the reason why when clients start with us, they stay with us.
Payment methods supported
Our supported payment solutions include bank-to-bank transfers, digital wallets, and prepaid vouchers. Among the 100+ alternative payment methods, we offer direct integrations to Apple Pay, Google Pay, PayPal, Klarna, Sofort, Trustly, iDEAL, Przelewy24, Alipay, Giropay, Paysafecard, WeChat Pay, and many more, supplementing card processing.
Future developments
We are developing a new generation processor that will offer tailored services to marketplaces and other online businesses. This will allow them access significant features fast, including corporate account opening, automated online onboarding, immediate payment settlement, detailed reporting, and more. We are also working on obtaining acquiring licenses in additional countries.
Reference customers
eToro, Vantage FX, Bloxxter, Bernstein Bank, XM, Soft2bet