Company Database - Optile

The next-generation independent payment platform to scale, unify, and optimize your payment setup.

Founded in 2010, optile is a next-generation online payment platform that serves as a cloud infrastructure for all payment methods, providers, processes, and data structures worldwide. optile helps international enterprises to scale faster to new markets, unify all payment-related processes, and provide intelligent optimization tools to boost conversion and improve customer experience.

Service provider type

Payment gateway, payment platform

 

PAYMENT METHODS

Credit cards


Debit cards


Pre-paid cards


Online banking


E-wallet


Mobile / SMS / IVR


Alternative payment methods


Offline

Optile does not yet specialise in offline payments

Connected companies (#)

Information is available upon request

Companies PSP is connected to

Information is available upon request

Settlement currencies (acquirers)

Not the field of specialisation

 

SERVICES

Unique selling points

By providing a connection to any global and local payment player worldwide, optile delivers faster scalability opportunities to international enterprises. optile's one single API helps to streamline payment processes and reduces complexity, while its data-driven optimisation tools help businesses boost their revenue and increase customer retention. 

Core services

Online payment processing, ecosystem/marketplace payments, white label, e-wallet, dynamic payment page, smart payment analytics, global registrations, express checkout, one-click checkout, smart payment routing, tokenization, secure storage of data, automated denial management, auto card update, risk management, reconciliation, ISV plugins.

Pricing

Per transaction; exact specification to pricing is not subject to disclosure.

Collecting payments

No

Distributing payments

yes

Fraud prevention (measures)

Device fingerprinting, multi-merchant purchase history, global validation checks, verified by Visa, Mastercard SecureCode, velocity checks, persistent cookies, data validation, geographical checking, parameter format checking, transaction limit checking, risk scoring, geo IP-origin check, black/white list, account check, end-customer behaviour, account restrictions, BIN-checks, email validity, weight-based rules.

Fraud prevention partners

CyberSource

Credit management (services)

Purchase on credit, installments, secured invoice

Other services

Loyalty connectors (eg Payback)

Third parties

Salesforce Commerce Cloud, SAP CX, Magento

 

TECHNOLOGY

Direct connections

yes

Batch processing

No

Per order processing

yes

Merchant pages (direct model)

Yes, for our merchants we can create a dynamic payment page

PSP pages (redirect model)

yes

Interface 

Web services, REST Json 

Security

PCIDSS Level 1 certified, multi-region cloud deployments for high redundancy and availability, multi-layer encryption to prevent insider and outsider attacks on payment data

 

 

 

 


Contact Optile

Ganghoferstra├če 39 +49 89 4141 447 0
80339 M├╝nchen https://optile.net/
welcome@optile.com
Germany