Company Database - Netcetera

Software matters! We believe everyone deserves secure digital payment excellence.


For 27 years Netcetera has been serving its customers all around the world with best-in-class digital payment solutions. Growing with the business, we are internationally present in 19 cities, with over 850 dedicated employees supporting our customers 24/7.

Our award-winning, innovative product portfolio interconnects the whole digital payment ecosystem. We successfully serve 200K+ merchants with acquiring services, and we protect nearly 100+ million cards at more than 800 banks and issuers with 3DS issuing service. 

Core solution

Netcetera covers the full spectrum of the digital payment industry, providing end-to-end solutions for issuers, acquirers, merchants, and PSPs. Our products are developed to help them serve their end-users with a seamless, yet secure payment experience, thus increasing the conversion and protecting the business growth. Our products are certified with all major schemes and compliant with all relevant national and local regulations.

Target market

  • Merchants (Tier 1)
  • PSPs
  • Fintech
  • Banks
  • Acquirers, acquiring banks, merchants

Contact details

Geographical presence

Netcetera serves customers from all over the world with 19 locations accross Europe, MENA, APAC, USA, and LATAM regions

Year founded



G+D (Giesecke+Devrient)

Member of industry association and/or initiatives

EMVCo Associate, Payment Association member, Mobey Forum, Mastercard Engage Partner, Visa Ready Partner

Standards and certifications

First worldwide EMVCo 2.3.1 certified 3-D Secure Issuer Service and 3DS Server, PCI DSS/ PCI 3DSS certified data centers, certified with all major card networks, EMV 3DS 2.2 certified Directory Server 

Company's motto

Software matters! We believe everyone deserves secure digital payment excellence.

Service provider type

Payment Gateway


Payment Service Provider - Acquirer


Main area of focus

Software solution expert in secure digital payments, digital banking, healthcare, smart mobility, augmented reality, and advanced real estate, providing 24/7 support, 365 days per year. 

Channels - context


Yes, supported by Netcetera Secure Digital Payment solutions

POS/In store

Yes, supported by Mobile wallet

Payments capabilities

Hosted pages


White-label solution


Recurring payments


Payment methods supported





Consolidated data and reporting dashboard


Fraud and risk management capabilities

Fraud ratio PSD2/SCA


Fraud and risk management partners

Riskshield by Inform, also other third party RBA tool are supported

Financial and compliance capabilities

Client onboarding (KYC/KYB)



Main clients/references

  • over 100 mil cards are protected by our 3DS at 800+ banking institutions
  • ~200k merchants worldwide use our acquiring products
  • 26 banks use the Netcetera wallet solution
  • 27+ years serving customers on all continents

Please visit our website for references and customer testimonials.

Case studies


Aite Novarica Impact award, Platinum Juniper Research digital award for ToPayMobileWallet solution, and Gold award for Click to Pay, FFnews Partnership award, Best Regtech Solution MPE 2023

Future developments

Secure Payment Confirmation, support of local (domestic) card networks (schemes), Cryptofraud solutions, Secure Remote Commerce (CtP)


Transaction volume

More information available upon request 

Transaction value

More information available upon request