Company Database - Jifiti

Providing access to affordable and responsible financial solutions when and where it matters most.

Jifiti is a leading global fintech company that powers white-labelled Buy Now, Pay Later solutions for banks, lenders, and merchants. Jifiti provides cutting-edge technology and innovative solutions for regulated financial entities and merchants to compete in the growing BNPL market.

Core solution 

Jifiti’s white-labelled BNPL platform enables banks and lenders to easily deploy and scale any consumer financing programme, including instalment loans, lines of credit, and split payments, at any merchant's point of sale. With the multi-lender solution, merchants can maximise their customer approvals and conversions - online, in-store, and via call center.

Target market

  • Banks
  • Fintech
  • PSP
  • Merchants: retail, department store, furniture, electronics, appliances, lifestyle, sports and outdoor equipment, dental services, medical devices, educational services, automotive, fitness, toys and entertainment, veterinary services, travel, wedding, luxury and accessories

Contact details

Maya Mason (VP Marketing, Jifiti) maya.mason@jifiti.com

Geographical presence

US, Europe, Africa, Middle East, LATAM

Year founded

2011

Investors

Available upon request

License type

Available upon request

Company's motto

Providing access to affordable and responsible financial solutions when and where it matters most.

Service provider type

Payments and financial infrastructure

Yes

Channels - context

Online

Yes

POS/In store

Yes

Omnichannel

Yes

Payments capabilities

Hosted pages

Yes

White-label solution 

Yes

Recurring billing

Yes 

Payment methods supported

Network Cards, PayPal, Open Banking Payments

Settlement currencies

USD, Euro, GBP

Instant settlement 

Yes

Tokenization

Yes

Pay-out/Disbursements

Yes

Payments orchestration 

Yes

Reconciliation and reporting

Yes

B2B payments

Yes

E-invoicing (automated)

Yes

Reporting/dashboards

Consolidated data and reporting dashboard

Yes

Fraud and risk management capabilities

Chargeback management

Yes

Fraud ratio PSD2/SCA

Less than 0.01%

Fraud and risk management partners

Forter, Equifax, CRIF, DirectID, TransUnion, Experian, Seon, Open Banking partners

Financial and compliance capabilities

Lending

Yes - Jifiti facilitates this service

Client onboarding (KYC/KYB)

Yes

Clients

Main clients/references

Citizens Bank, Credit Agricole, CaixaBank, LendingUSA, Mastercard, IKEA