Company Database - Ingenico

Payment solutions tailored to your needs

Ingenico ePayments is the online and mobile commerce division of Ingenico Group. 

Service provider type

Payment service provider

PAYMENT METHODS

Credit cards

Visa, Mastercard, American Express, JCB, UnionPay, Diners, Discover

Debit cards

Visa, Mastercard, Carte Bancaire, MIR, and a lot of local LATAM cards (Argencard, Aura, Elo, and more)

Pre-paid cards

Ingenico ePayments supports pre-paid cards.

Online banking 

yes

E-wallet

PayPal, Alipay, Skrill, Qiwi, Yandex, Webmoney

Mobile / SMS / IVR

Apple Pay

Alternative payment methods

We can process a wide range of alternative payment products: 
ACH, Alipay, Apple Pay, Bank Transfer, Boleto Bancario, Bpay, Direct Debit (SEPA and UK), eNets, ePrzelewy, Giropay, iDeal, ING Home'Pay, Konbini, Nordea, Pago Facil, PayPal, Paysafecard, Qiwi, Skrill, Sofort, Trustly, WebMoney, Western Union, Yandex. 

Offline

Boleto Bancario, Konbini, Pago Facil, Western Union

Connected companies (#)

Over 20 acquiring partners

Companies PSP is connected to

Ingenico is bank-independent and has partnerships with leading international financial institutions, such as Bambora, First Data, AIB, BNP,  Wells Fargo, Barclays, Elavon and others.

Settlement currencies (acquirers)

Our Standard Settlement Currencies are AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, SEK, SGD, USD, and ZAR. 

 

SERVICES

Unique selling points

• platform stability and uptime reliability
• multiple acquirer redundancy
• global payment coverage 
• advisory services through in-house fraud managers and professional services
• mobile-first philosophy
• dispute, refunds, and FX management
• highest level of customer support in the industry 
• BI dashboards 
• full-service solution 

Core services

Online payment processing, cross-border payments, collecting services, matching and reconciliation, consolidated reporting for all payment methods

Pricing

Upon request on a customised basis

Collecting payments

yes

Distributing payments

yes

Fraud prevention (measures)

Machine learning, velocity checking, IP geolocation, tiered rules (silent, soft, standard and hard), extensive shared negative databases on card numbers, e-mail addresses, and pattern detection service of e-mail addresses and card numbers, insurance on fraud-related chargebacks, checks against government/international blacklists and follows AML guidelines for robust KYC checks when underwriting new business 

Fraud prevention partners

RED, Fraugster

Credit management (services)

N/A

Other services

Professional services, FX management, dispute management, fraud tools, itegrations with shopping carts, booking engines, and more 

Third parties

Ingenico ePayments has built a global network of industry partners, including leading technology and ecommerce platform providers, reservation systems, shopping carts, integration service providers, and other complementary service providers.

 

TECHNOLOGY

Direct connections

yes

Batch processing

yes

Per order processing

yes

Merchant pages (direct model)

yes

PSP pages (redirect model)

yes

Interface

The Interfaces available to merchants are XML-based interfaces over HTTPS, and API extensions that include a core RESTful/JSON API, and JavaScript and native mobile client SDKs.

Security

All transmissions over the public web are using encrypted channels like HTTPS, VPN or encryption using certificates (encrypting the message). Internally data is moved with secure copy techniques like OpenSSH and sFTP. Merchant’s (server) authentication data is hashed, and  other information will be sent to Ingenico through a secure connection using HTTPS/SSL (TLS1.2 only). The certificate used to set up the HTTPS is at a minimum SHA2 with a RSA key of 2048 bits.