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Company Database - iSignthis

All your payment identity and e-money needs in one place
iSignthis is a leading e-money, payments, and identity technology company, publicly listed on the Australian Securities and Frankfurt Stock Exchange (ASX: ISX | FRA: TA8). Through our patented Paydentity and ISXPay solutions, we enable online businesses to stay on top of the regulatory curve whilst also optimising their payment cycle, in a safe, comprehensive, and cost-effective way.

Service Provider Type
E-money, identity verification, and payments technology company

Member of industry associations and or initiatives
ECSG, EPC, EPSM, OIX

Target Markets
Online businesses with specific focus on high-risk/AML regulated sector merchants where (enhanced) Customer Due Diligence KYC is a regulatory requirement. Our solutions are also utilised by merchants seeking to mitigate fraud and chargebacks.

Geographical presence
Global


SERVICES
Unique selling points
The company’s core services include: Paydentity, which converges real time processing, clearing, and settlement with verification of payment instruments, delivering AML/CFT KYC identification of customers, payments and transaction monitoring simultaneously from a single platform. iSignthis, trading as ISXPay, also offers merchant card acquiring and payment services as an EEA authorised e-money Monetary Financial Institution, as well as transactional banking services including B2B EU based e-money accounts. 

Core services
Paydentity combines the verification of the end-user’s identity with the processing of their payment transaction, to simultaneously satisfy both AML/CFT regulatory requirements whilst clearing payments on behalf of the merchant. Our unique solution protects both online customers/cardholders from fraud whilst also protecting merchants against chargebacks. We deliver compelling evidence to reverse chargebacks and offer CNP liability shift under the incoming EU's PSD2. 

Pricing Model
Transactional

Fraud prevention partners
N/A

Other services
Find more information about our products by visiting our website or contacting our team, sales@isignthis.com

Third party connection
Principal of Visa, Mastercard, AMEX, JCB, UnionPay in Europe and Australia, with a number of partner networks spanning the rest of the world


TECHNOLOGY: anti-fraud detection tools available
Address verification services 
Yes

CNP transactions
Yes

Card Verification Value (CVV)
Yes

Bin lookup
Yes

Geo-location Checks
Yes

Device Fingerprint
Yes

Payer Authentication
Yes

Velocity Rules – Purchase Limit Rules
Yes

White list/black list database
Yes

KYC – Know Your Customer
Yes

Credit Rating
Yes

Follow up action
Payment instrument verification, two-factor authentication, mobile OTP

Other
N/A


AUTHENTICATION CONTEXT
Online
Yes

Mobile
Yes

ATM
No

POS
No

Call centre
No

Other
N/A


REFERENCE DATA CONNECTIVITY
Connectivity to governmental data
Yes: globally

Other databases
Additional information available upon request


FRAUD MANAGEMENT SYSTEM TYPE
Single-channel fraud prevention system
Yes

Multi-channel fraud prevention system
Yes


CERTIFICATION
Type
PCI DSS 1, ISO 27001

Regulation
Licensed/regulated in both Australia and the European Economic Area to process, clear, and settle payments

Other quality programs
SWIFT BIC: ISEMCY22, CBC EMI License # 115.1.3.17 (passported to all EEA states) 

Other remarks
N/A


CLIENTS
Main clients / references
Top tier high-risk merchants in the financial services, adult, gaming, gambling sectors as well as a range of money and payment service providers

Future developments
strengthen our established iSXPay platform by expanding our Tier 1 connections across geographies and partner networks; utilise our e-money license in conjunction with our other products to offer additional ransactional banking capabilities to our merchants; continue our strategic acquisitions like our recent one of Probanx, which currently supplies core banking software to banks across three continents

Contact iSignthis

456 Victoria Parade +61 386 400 990
3002 Melbourne www.isignthis.com
VIC contact@isignthis.com
Australia