FinXP, founded in 2014 and based in Malta, is committed to using its deep expertise in payments and banking to enable its business customers to quickly and easily, make and receive payments in whatever form best suits them, wherever they are in the world.

Target market

Merchants (retail, ecommerce, iGaming, and others)

Marketplaces

Crypto exchanges and trading platforms

Contact details

sales@finxp.com

Geographical presence

EU and EEA

Year founded

2014

Investors

Self-funded

License type

Electronic Money Institution whose license has been passported to EU / EEA by the Malta

Financial Services Authority

Member of industry association and/or initiatives

European Payments Council, SWIFT, FinanceMalta

Company’s motto

Discover New Payment Opportunities to Strengthen Your Business

Service Provider Type

Core solution

Apart from offering IBAN accounts and SEPA transaction processing, what differentiates FinXP is our ability to provide clients with expert consultancy, and assistance with developing custom and innovative payment solutions.

Payment Service Provider – Gateway

Yes

Payments Orchestration – Payments as a Service

Yes

Pay-out/Disbursements

Yes

Payments Infrastructure

Yes

B2B payments

Yes

Cryptocurrency payments solution

Yes

POS/mPOS

Yes

Channels – Context

Online

Yes

POS/In store

Yes

Omnichannel

Yes

Payments capabilities

Hosted pages

Yes

Recurring billing

Yes

Payment methods supported

350+

Settlement currencies

All major currencies

Instant settlement

Yes

Tokenization

Yes

Pay-out/Disbursements

Yes

Dynamic routing

Yes

Intelligent routing/routing optimisation

Yes

ERP integration

Yes

Reconciliation and reporting

Yes

Onboarding

Yes

Reporting/dashboards

Consolidated data and reporting dashboard

Yes

Fraud & Risk Management Capabilities

Chargeback management

Yes

Fraud and Risk Management Partners

Lexus Nexus, WebShield, ComplyRadar, and KYCP

Financial and Compliance Capabilities

FX – number of currencies available

15

Virtual IBAN

Yes

Current account/settlement account

Yes

Lending

No

Instant settlement

Yes

Client onboarding (KYC/KYB)

Yes

Clients

Main clients/references

Kindred Group plc, Megalon Group, and OmniMatrix Ltd.

Awards

Top 10 Payment Consulting Companies in 2020 by CIO Applications Europe

Future developments

Card Issuing in 2021