Company Database - dLocal

360 payment technology platform

dLocal is the only 360 payments platform designed to handle mass online payments in emerging markets. With dLocal, there is no need to manage separate payin and payout processors, set-up numerous local entities, or integrate dozens of isolated payment methods.

Geographical presence

LATAM: Argentina, Brazil, Bolivia, Chile, Colombia, Ecuador, Mexico, Paraguay, Peru, Uruguay;  
APAC: Bangladesh, China, India, Indonesia; 
EMEA: Egypt, Morocco, Nigeria, South Africa, Turkey. 

Market segment(s)

Online retail, SaaS, shared economy and marketplaces, digital media, entertainment and services, gaming, travel and tourism, financial services, and others 

Fraud Prevention and Online Authentication Report 2019/2020 Active since

2016

Service provider type

Payment service provider – payins and payouts, payment gateway, acquirer, alternative payment methods, cross-border settlement and funds repatriation, cros-border payments, local payment methods 
Fraud Prevention and Online Authentication Report 2019/2020
PAYMENT METHODS
Credit cards

Local acquiring in emerging markets of:

- All markets: Mastercard, Visa, American Express, Dinners Club International, Cabal;

- Brazil: Hipercard, UCB, JCB, ELO, Discover, Aura, Discover;

- Argentina: Argencard, CRM Falabella, Naranja, Cencosud, Cordial, Nativa, Tarjeta

Shopping;

- Chile: Presto, CMR Falabella, Magna;

- Uruguay: Oca card, Lider;

- India: RuPay;

- Ecuador: Alia.

Debit cards

Visa Debit, Mastercard Debit, Maestro, Visa Electron, Cabal Débito, Redcompra, ChinaUnionPay, Verve (Nigeria)


Pre-paid cards

Astropay, Paysafecard

Online banking

Fraud Prevention and Online Authentication Report 2019/2020

Itaú, Banco do Brasil, Santander, Caixa, Bradesco, Santander Rio, Credicoop, Macro, BBVA Banco Frances, Galicia, Banco de La Nacion, Credicoop, HSBC, Banco Provincia de Buenos Aires, RedCompra, ePayLinks (China), PSE (Colombia), Banamex, BBVA Bancomer, Bannorte, SPEI (MX), Banco de Credito de Peru, Scotiabank, Interbank, BBVA Continental, TrustPay, Sofort, Przelewy24, ACH (South Africa), NetBanking (IN), UPI (IN).

E-wallet

CASH U, Proximo, Chaabi Bank, M-PESA, SnapScan, Zapper, Wallet one, Viva, MTN, Airtel, AmanPay, Vodacom, Tigo, OVO, Tcash.


Mobile / SMS / IVR

Mobile payments in Nigeria


Alternative payment methods
Direct Debit

Offline

Country-specific cash payment methods: Boleto Bancario (BR), RapiPago (AR), Pago Facil (AR), OXXO (MX), Servipag (CL), PagoEfectivo (PE), Western Union (PE), PagoEfectivo (EC), RedPagos (UY), Abitab (UY), Efecty (CO), Davivienda (CO), Baloto (CO), Almacenes Exito (CO), Banco de Occidente (CO), Carulla (CO), Baloto (CO), EDEQ (CO), Surtimax (CO), PagoExpress (PY), Alfamart, Alfamidi, Indomaret, Dan-Dan, Lawson (Indonesia), Chaabi Bank, Proximo (MA), Fawry (EG).


Connected companies (#)

30+ acquirers


Companies PSP is connected to

450+

Settlement currencies (acquirers)

EUR/GBP/USD/BRL/MXN/ARS/CLP/COP/PEN/UYU/PYG/INR/IDR/NGN/ZAR/MAD/EGP

SERVICES

Unique selling points

Fraud Prevention and Online Authentication Report 2019/2020

Payins and payouts, 20 emerging markets, 300+ locally-relevant payment methods – all in 1 platform. dLocal operates as the payment processor and the local merchant of record, so the merchant is not required to have a local entity or bank account. Fund remittance is in USD, EUR, or local currency. Partnerships with central banks and local aquirers.

Core services 

Payments processing for payins and payouts and cash collections. Cross-border fund remittance and credit card installment payments

Pricing

Transactional model with flexible options based on volumes, markets, and payment method requirements. For more information, please contact sales@dlocal.com

Collecting payments

 

Yes

Distributing payments

Yes

Fraud prevention (measures)

Fraud Prevention and Online Authentication Report 2019/2020

 Full risk management system including: data validation, velocity checks, verification of CPFs/CNPJs, blacklist/greylist, validation of cookies including persistent cookies and shared cookies, maximum limit per user, manual revision of transactions, validation of user’s payment profile, risk scoring that validates 1000+ variables, IP geolocation, multimerchant purchase history, global/world validation checks, geographical checking, geo IP-origin check, and more.

Fraud prevention partners
Serpro, ClearSale, Veraz, AFIP, Aristotle, CheckExpress, WorldCheck/Thompson Reuters, Transunion, Emailage, Telesign, Ekata

Other services

Payouts

TECHNOLOGY
Direct connections 

Yes
Batch processing 
Yes
Per order processing
Yes
Merchant pages (direct model)
Yes
PSP pages (redirect model)
Yes

Interface 

Web services, REST API, SDKs

Security

HTTPS, SSL+, sFTP, PCI-DSS Level 1