Company Database - dLocal

360 payment technology platform

dLocal is the only 360 payments platform designed to handle mass online payments in emerging markets. With dLocal, there is no need to manage separate payin and payout processors, set-up numerous local entities, or integrate dozens of isolated payment methods.

Geographical presence

LATAM: Argentina, Brazil, Bolivia, Chile, Colombia, Ecuador, Mexico, Paraguay, Peru, Uruguay;  
APAC: Bangladesh, China, India, Indonesia; 
EMEA: Egypt, Morocco, Nigeria, South Africa, Turkey. 

Market segment(s)

Online retail, SaaS, shared economy and marketplaces, digital media, entertainment and services, gaming, travel and tourism, financial services, and others 

Fraud Prevention and Online Authentication Report 2019/2020 Active since


Service provider type

Payment service provider – payins and payouts, payment gateway, acquirer, alternative payment methods, cross-border settlement and funds repatriation, cros-border payments, local payment methods 
Fraud Prevention and Online Authentication Report 2019/2020
Credit cards

Local acquiring in emerging markets of:

- All markets: Mastercard, Visa, American Express, Dinners Club International, Cabal;

- Brazil: Hipercard, UCB, JCB, ELO, Discover, Aura, Discover;

- Argentina: Argencard, CRM Falabella, Naranja, Cencosud, Cordial, Nativa, Tarjeta


- Chile: Presto, CMR Falabella, Magna;

- Uruguay: Oca card, Lider;

- India: RuPay;

- Ecuador: Alia.

Debit cards

Visa Debit, Mastercard Debit, Maestro, Visa Electron, Cabal Débito, Redcompra, ChinaUnionPay, Verve (Nigeria)

Pre-paid cards

Astropay, Paysafecard

Online banking

Fraud Prevention and Online Authentication Report 2019/2020

Itaú, Banco do Brasil, Santander, Caixa, Bradesco, Santander Rio, Credicoop, Macro, BBVA Banco Frances, Galicia, Banco de La Nacion, Credicoop, HSBC, Banco Provincia de Buenos Aires, RedCompra, ePayLinks (China), PSE (Colombia), Banamex, BBVA Bancomer, Bannorte, SPEI (MX), Banco de Credito de Peru, Scotiabank, Interbank, BBVA Continental, TrustPay, Sofort, Przelewy24, ACH (South Africa), NetBanking (IN), UPI (IN).


CASH U, Proximo, Chaabi Bank, M-PESA, SnapScan, Zapper, Wallet one, Viva, MTN, Airtel, AmanPay, Vodacom, Tigo, OVO, Tcash.

Mobile / SMS / IVR

Mobile payments in Nigeria

Alternative payment methods
Direct Debit


Country-specific cash payment methods: Boleto Bancario (BR), RapiPago (AR), Pago Facil (AR), OXXO (MX), Servipag (CL), PagoEfectivo (PE), Western Union (PE), PagoEfectivo (EC), RedPagos (UY), Abitab (UY), Efecty (CO), Davivienda (CO), Baloto (CO), Almacenes Exito (CO), Banco de Occidente (CO), Carulla (CO), Baloto (CO), EDEQ (CO), Surtimax (CO), PagoExpress (PY), Alfamart, Alfamidi, Indomaret, Dan-Dan, Lawson (Indonesia), Chaabi Bank, Proximo (MA), Fawry (EG).

Connected companies (#)

30+ acquirers

Companies PSP is connected to


Settlement currencies (acquirers)



Unique selling points

Fraud Prevention and Online Authentication Report 2019/2020

Payins and payouts, 20 emerging markets, 300+ locally-relevant payment methods – all in 1 platform. dLocal operates as the payment processor and the local merchant of record, so the merchant is not required to have a local entity or bank account. Fund remittance is in USD, EUR, or local currency. Partnerships with central banks and local aquirers.

Core services 

Payments processing for payins and payouts and cash collections. Cross-border fund remittance and credit card installment payments


Transactional model with flexible options based on volumes, markets, and payment method requirements. For more information, please contact

Collecting payments



Distributing payments


Fraud prevention (measures)

Fraud Prevention and Online Authentication Report 2019/2020

 Full risk management system including: data validation, velocity checks, verification of CPFs/CNPJs, blacklist/greylist, validation of cookies including persistent cookies and shared cookies, maximum limit per user, manual revision of transactions, validation of user’s payment profile, risk scoring that validates 1000+ variables, IP geolocation, multimerchant purchase history, global/world validation checks, geographical checking, geo IP-origin check, and more.

Fraud prevention partners
Serpro, ClearSale, Veraz, AFIP, Aristotle, CheckExpress, WorldCheck/Thompson Reuters, Transunion, Emailage, Telesign, Ekata

Other services


Direct connections 

Batch processing 
Per order processing
Merchant pages (direct model)
PSP pages (redirect model)


Web services, REST API, SDKs