Company Database - Cybersource

Flexible, creative commerce solutions for everyday life

Cybersource helped kick start the ecommerce revolution in 1994 and haven’t looked back since. Through global reach, modern capabilities, and commerce insights, we create flexible, creative commerce solutions for everyday life – experiences that delight customers and spur growth globally. All through the ease and simplicity of one digital platform to manage all payment types, fraud strategies, and more. Knowing we are part of Visa and their security obsessed standards, you can trust that business is well taken care of – wherever it may go. 

Cloud enabled 
Native cloud

Geographical presence

Member of industry association and or initiatives
Merchant Risk Council, Vendorcom, Association of Certified Fraud Examiners. Cybersource has been granted 90+ patents.

Unique selling points  
Drawing on intelligence from over 68 billion global Visa transactions, backed by real-time machine learning (ML) plus our own experts, we incorporate merchant data with these insights and apply to their business. More options, via a combined AI/ML and rules-based solution, help merchants design and test in real-time. And a more complete approach mean sour customers benefit from a truly integrated platform, that handles everything from gateway capabilities and tokenization to payer authentication, and much more.

Pricing model
Tiered SaaS-based pricing model

Fraud prevention partners
ThreatMetrix, Cardinal Commerce, Neustar, Ekata, and Emailage

Other services
Managed services, analytics, identify validation, account takeover protection, export compliance, delivery address validation

Third party connection
Cybersoure has connections with a global ecosystem of financial institutions, solution providers, and technology partners, including SAP, Salesforce, Magento, Zuora, Amadeus, Sabre, and many more.

Technology: Identity verification methods
Address verification services, CNP transactions, Card Verification Value (CVV), BIN lookup, geo-location checks, device fingerprint, payer authentication, velocity rules – purchase limit rules, white list/black list database, 3-D Secure – authentication, machine learning, data analytics, name/address/phone validation services available

Authentication technology used
Cybersource’s Payer Authentication uses the Cardinal Commerce API to authenticate transactions for 3-D Secure. Merchants can run authorisation in our Decision Manager tool prior to fraud screening, meaning results can be included in rule building capabilities. In doing so, we help maximise 3-D Secure benefits to merchants without compromising the customer experience.

Authentication Context
Call centre
Other – more information upon request

Reference Data connectivity
Connectivity to governmental data

Other databases
We connect with other commercial attribute providers for identity validation, such as LexisNexis’ Accurint.

Main clients/references
Rue du Commerce, ghd, Cinépolis, DICK’S Sporting Goods

Future developments
For more information you can reach us at:

Contact Cybersource

P.O. Box 8999 +1 650-432-7350
94128-8999 San Francisco
United States