Company Database - CyberSource

A visa solution

CyberSource is a global, modular payment management platform built on secure Visa infrastructure with the benefits and insights of a vast USD 427 billion global processing network. This solution helps businesses operate with agility and reach their digital commerce goals by enhancing customer experience, growing revenues and mitigating risk. For acquirer partners, CyberSource provides a technology platform, payments expertise and support services that help them grow and manage their merchant portfolio to fulfill their brand promise.

For more information, please visit cybersource.com.

Service provider type

Acquirer partner network, payment management company, payment service provider, payment gateway, processor, fraud management


PAYMENT METHODS

Credit cards

Please select as many of the alternatives already provided below (if applicable) and then add your own: Visa, MasterCard, American Express, Diners, Discover, JCB, UATP, Maestro International, Maestro UK Domestic, Visa Electron, China UnionPay, Carte Bancaire, Korean Credit Cards

Debit cards

Please select as many of the alternatives already provided below (if applicable) and then add your own: Maestro International, Maestro UK Domestic, Visa Electron, Dankort, CartaSi, Visa Debit, China UnionPay, Debit Mastercard, Carte Bancaire, Elo (Brazil Domestic), Aura (Brazil Domestic), Hipercard (Brazil Domestic), Korean Debit cards

Pre-paid cards

Yes: Open Loop prepaid cards from major credit card brands

Online banking

Yes: support for online bank transfer payments - giropay, Sofort, iDeal, Entercash, EPS, Interac Online,  Bancontact, Multibanco, PayByBank.

E-wallet

Yes: PayPal, Alipay, WeChat Pay

Mobile / SMS / IVR

Mobile: Yes - Apple Pay, Android Pay, Samsung Pay, Visa Checkout, Swish, MobilePay
SMS: partners
IVR: partners

Alternative payment methods

Yes: iDeal, Sofort, Klarna, Multibanco, giropay, Bancontact, Affirm, EPS, OXXO, P24, Interac, PaybyBank, OBT, KBC, Belfius, OBT, WeChat Pay, SEPA, Konbini, Payeasy, PayWithMyBank, Alipay, PayPal, KCP, Afterpay, Amazonpay, Paysafe Group, MOLpay, Dlocal, Swish, Mobilepay, UK BACS, Sezzle.

Offline

Call center payments, kiosk payments, POS payments, mPOS payments.

Connected companies (#)

CyberSource has direct connections to over 120 acquirers, processors and PSPs, reaching consumers in over 190 countries/territories.

Companies PSP is connected to

Many. Refer to the CyberSource documentation

Settlement currencies (acquires)

CyberSource supports all 24 settlement currencies of the major card schemes. 


SERVICES

Unique selling points

CyberSource is a global, modular payment management platform built on secure Visa infrastructure with the benefits and insights of a vast USD 427 billion global processing network. This solution helps businesses operate with agility and reach their digital commerce goals by enhancing customer experience, growing revenues, and mitigating risk. 

Core services

Payment acceptance, payment processing, fraud management, security management, regtech compliance, funds disbursement, core commerce services.

Pricing

contact us here:  www.cybersource.com/en-us/contact-us

Collecting payments

Not offered.

Distrubting payments

Yes: CyberSource Payouts supports Visa Direct, Mastercard Send products, and alternative payment payouts to disburse payments to consumers and marketplace partners.

Fraud prevention (measures)

CyberSource offers a multi-layered fraud management solution – from account monitoring to transaction fraud detection, rules tuning to payer authentication – that helps businesses minimise fraud losses, maximise revenue, and minimise operational costs. 

Please select as many of the alternatives already provided below (if applicable) and then add your own: Machine learning, device fingerprinting, IP geolocation, multi-merchant purchase history, global validation checks, Verified by Visa, MasterCard SecureCode, velocity checks, data validation, geographical checking, parameter format checking, transaction limit checking, risk scoring, geo IP-origin check, black/white list.

Fraud prevention partners

CyberSource has many partners, including Visa, whose data is integrated with and used in the risk analysis of the CyberSource Decision Manager fraud prevention product. Partners providing value added services to Decision Manager include Whitepages, Emailage and others.

Credit management (services)

Not offered.

Other services

Token management service, outsourced managed risk services, 3D secure 2.0/rules based payment authentication, decision manager, and decision manager replay.

Third parties

Value-add fraud services not built-in to platform like Whitepages, Emailage, and others.


TECHNOLOGY

Direct connections

yes

Batch processing

yes

Per order processing

yes

Merchant pages (direct model)

yes

PSP pages (redirect model)

yes

Interface

SOAP, Simple Order API SDK, RESTful APIs (select services), JSON Hypertext Application Language (HAL) (select services).

Security

CyberSource is fully PCI compliant, meeting or exceeding all security measures; Interface to CyberSource platform TOS 1.2 or later