Company Database - BPC

Bridging real life to digital

Company description

 

With 350 customers across 100 countries globally, BPC helps tier-one banks to neobanks, PSPs to large processors, ecommerce players, governments to hail riding companies. BPC’s SmartVista suite comprises cutting-edge banking, commerce, and mobility solutions, including digital banking, ATM & switching, payments processing, CMS, fraud management, merchant portals, smart cities solutions.

Core solution

As payments become embedded in a wide value chain of transactions and commerce, we power the platform economy with payments, banking, identity and mobility technology in a network with partners that add value around logistics, health, government, and more. By offering a framework of collaboration and technology we build ecosystems that matter in today’s world.

Target market

 

  • Banks
  • Financial institutions
  • Government and National Networks
  • Mobility sector
  • PSPs
  • Neobanks
  • Fintechs
  • Issuers
  • EMI
  • Merchants
  • Marketplaces
  • SaaS

 

Contact details

info@bpcbt.com

Geographical presence

Europe, Middle East, Africa, LATAM, Asia and Oceania, the US, Canada, CIS

Year founded

1996

Investors

Private

Member of industry association and/or initiatives

PA UK, PA EU, Fintech Power 50, EPAA, UITP, Guatemala Fintech Association, MENA Fintech Association, Cambodia Fintech Association

Standards and certifications

FIX, ISO 20222, ISO 8583, ISO 15022 (SWIFT MT), MQ, RESTful API, batch file

PA/PCI DSS, PCI SSF, ISO9001, EMVCo 3DS

Pin Security, EMVCo, Visa, MC, CUP, Amex, Diners, JCB, Discover, Troy, Verve, Google Pay, Samsung Pay, Apple Pay, Vodafone, Airtel, etc.

Company's motto

Bridging real life to digital

Service provider type

Payment Gateway

Yes

Payment Service Provider - Acquirer

No

Main area of focus

Global Payments Enabler

Channels - context

Online

Yes

POS/In store

Yes

Payments capabilities

Hosted pages

Yes

White-label solution

Yes

Recurring payments

Yes

Payment methods supported

Yes, over 150

Settlement currencies

All ISO currencies

Instant settlement

Yes

Tokenization

Yes

Pay-out/Disbursements

Yes

Payments orchestration

Yes

Reconciliation and reporting

Yes

B2B payments

Yes

Operational efficiency: Yes
  •  ERP integration Yes
  •  E-invoicing (automated) Yes
  •  Factoring No

Reporting/dashboards

Consolidated data and reporting dashboard

Yes

Fraud and risk management capabilities

Chargeback management

Yes

Fraud ratio PSD2/SCA

Yes

Financial and compliance capabilities

FX - number of currencies available

All ISO currencies

Virtual IBAN

Yes

Multi currencies virtual IBAN

All ISO currencies

Current account/settlement account

Yes

Embedded finance/ Lending to SMEs or merchants

Yes

Embedded finance/ BNPL for consumers

Yes

Instant settlement

Yes

Client onboarding (KYC/KYB)

Yes

Clients

Main clients/references

HSBC, ING, BNP Paribas, Bank of Africa, DSK Bank, Banca Transilvania, TymeBank, Cake Bank, ACLEDA, Singtel, tonik, NEPS, PaymentSense

Case studies

https://www.bpcbt.com/en/case-study-tymebank

https://www.bpcbt.com/case-study/cake-bank

https://www.bpcbt.com/case-study-banca-transilvania

https://www.bpcbt.com/case-study-tonik

Awards

Best Digital Banking Technology Solutions Provider Vietnam 2023 

Excellence in Innovation - E-Voucher Technology Solution Provider Belgium 2023

Best Payment Orchestration Platform Southern Africa 2023

Best Financial Inclusion Initiative 2022

Best Consumer Payments Programme 2022

Best User Experience Solution Provider 2022

Best Digital Banking Provider in South Africa 2022 

Best Digital Banking Provider in the Philippines 2022 

Most Innovative Financial Service Payments Solution in Europe 2022

Most Innovative Platform for Banking Solutions (SmartVista) in Switzerland

Best Payment Orchestration Platform Africa 2022

Fast-Growing Banking Technology provider in EUROPE 2022

Best Mobile Banking Technology Provider 2021

Best Retail Payments Systems Implementation 2021

Future developments

Fraud management (enhanced omnichannel case management; 

Machine learning models for transaction scoring; 

Visual analytics on key business metrics; 

Data integration with other sources to enhance modelling and scoring); 

CMS (deposit functionality, CBS features, payment orders, direct debits, Buy Now, Pay Later, scoring engine, collections); 

Integration platform (Open API specification, micro-gateway, workspaces, API standardisation, AI advised pre-configured mappings); 

Marketplace (tender and auction functionality, loyalty service for marketplace users, customer profiling, marketing, preferences); 

Digital banking (mobile marketplaces, corporate internet banking, softPOS, gamification); 

Merchant management (merchant portal with QR & ecommerce features, Interchange++, merchant campaigns, rolling reserves management, microfinance, profitability monitoring); 

Ecommerce (alternative payment instruments, DCC functionality, digital merchant onboarding, instalments acquirer or issuer funded, merchant portal, monitoring).

E-Gov (benefits distribution, instant payments, tax collection, treasury payments)

Transactions

Transaction volume

3 billion monthly

Transaction value

USD 2 trillion annually