With 350 customers across 100 countries globally, BPC helps tier-one banks to neobanks, PSPs to large processors, ecommerce players, governments to hail riding companies. BPC’s SmartVista suite comprises cutting-edge banking, commerce, and mobility solutions, including digital banking, ATM & switching, payments processing, CMS, fraud management, merchant portals, smart cities solutions.
Core solution
As payments become embedded in a wide value chain of transactions and commerce, we power the platform economy with payments, banking, identity and mobility technology in a network with partners that add value around logistics, health, government, and more. By offering a framework of collaboration and technology we build ecosystems that matter in today’s world.
Target market
Contact details
info@bpcbt.com
Geographical presence
Europe, Middle East, Africa, LATAM, Asia and Oceania, the US, Canada, CIS
Year founded
1996
Investors
Private
Member of industry association and/or initiatives
PA UK, PA EU, Fintech Power 50, EPAA, UITP, Guatemala Fintech Association, MENA Fintech Association, Cambodia Fintech Association
Standards and certifications
FIX, ISO 20222, ISO 8583, ISO 15022 (SWIFT MT), MQ, RESTful API, batch file
PA/PCI DSS, PCI SSF, ISO9001, EMVCo 3DS
Pin Security, EMVCo, Visa, MC, CUP, Amex, Diners, JCB, Discover, Troy, Verve, Google Pay, Samsung Pay, Apple Pay, Vodafone, Airtel, etc.
Company's motto
Bridging real life to digital
Payment Gateway
Yes
Payment Service Provider - Acquirer
No
Main area of focus
Global Payments Enabler
Online
POS/In store
Hosted pages
White-label solution
Recurring payments
Payment methods supported
Yes, over 150
Settlement currencies
All ISO currencies
Instant settlement
Tokenization
Pay-out/Disbursements
Payments orchestration
Reconciliation and reporting
B2B payments
Consolidated data and reporting dashboard
Chargeback management
Fraud ratio PSD2/SCA
FX - number of currencies available
Virtual IBAN
Multi currencies virtual IBAN
Current account/settlement account
Embedded finance/ Lending to SMEs or merchants
Embedded finance/ BNPL for consumers
Client onboarding (KYC/KYB)
Main clients/references
HSBC, ING, BNP Paribas, Bank of Africa, DSK Bank, Banca Transilvania, TymeBank, Cake Bank, ACLEDA, Singtel, tonik, NEPS, PaymentSense
Case studies
https://www.bpcbt.com/en/case-study-tymebank
https://www.bpcbt.com/case-study/cake-bank
https://www.bpcbt.com/case-study-banca-transilvania
https://www.bpcbt.com/case-study-tonik
Awards
Best Digital Banking Technology Solutions Provider Vietnam 2023
Excellence in Innovation - E-Voucher Technology Solution Provider Belgium 2023
Best Payment Orchestration Platform Southern Africa 2023
Best Financial Inclusion Initiative 2022
Best Consumer Payments Programme 2022
Best User Experience Solution Provider 2022
Best Digital Banking Provider in South Africa 2022
Best Digital Banking Provider in the Philippines 2022
Most Innovative Financial Service Payments Solution in Europe 2022
Most Innovative Platform for Banking Solutions (SmartVista) in Switzerland
Best Payment Orchestration Platform Africa 2022
Fast-Growing Banking Technology provider in EUROPE 2022
Best Mobile Banking Technology Provider 2021
Best Retail Payments Systems Implementation 2021
Future developments
Fraud management (enhanced omnichannel case management;
Machine learning models for transaction scoring;
Visual analytics on key business metrics;
Data integration with other sources to enhance modelling and scoring);
CMS (deposit functionality, CBS features, payment orders, direct debits, Buy Now, Pay Later, scoring engine, collections);
Integration platform (Open API specification, micro-gateway, workspaces, API standardisation, AI advised pre-configured mappings);
Marketplace (tender and auction functionality, loyalty service for marketplace users, customer profiling, marketing, preferences);
Digital banking (mobile marketplaces, corporate internet banking, softPOS, gamification);
Merchant management (merchant portal with QR & ecommerce features, Interchange++, merchant campaigns, rolling reserves management, microfinance, profitability monitoring);
Ecommerce (alternative payment instruments, DCC functionality, digital merchant onboarding, instalments acquirer or issuer funded, merchant portal, monitoring).
E-Gov (benefits distribution, instant payments, tax collection, treasury payments)
Transaction volume
3 billion monthly
Transaction value
USD 2 trillion annually