Bottomline helps businesses transform the way they pay and get paid. A global leader in business payments and cash management, Bottomline’s secure, comprehensive solutions modernize payments for businesses and financial institutions globally. With over 30 years of experience, moving more than $10 trillion in payments annually, Bottomline is committed to driving impactful results for customers by reimagining business payments and delivering solutions that add to the bottom line. Bottomline is a portfolio company of Thoma Bravo, one of the largest software private equity firms in the world, with more than USD 130 billion in assets under management. For more information visit www.bottomline.com.
CORE SOLUTION
Bottomline makes complex business payments simple, smart, and secure. Global organizations rely on Bottomline for domestic and international payments, state of the art fraud detection, insider threat management, behavioural analytics, consolidated case management, and regulatory compliance solutions such as SWIFT CSP Attestation, Sanctions Screening Services, Secure Data in Transit, Reconciliation, Multi-Factor Authentication, Confirmation of Payee which enables businesses to identify suspicious transactions and stop payments fast. Bottomline offices are located across the US, Europe, and Asia-Pacific.
Fraud and financial crime hub - decisioning platform
Yes
Transaction fraud
Account fraud
ATM fraud
No
Financial crime data provider and intelligence
AML transaction monitoring
KYC/CDD
KYC remediation
Digital identity service provider
Identity verification
Authentication
Technology
On-premises
Cloud-enabled, native cloud, hybrid
Native cloud
Hybrid
DATA INPUT: Identity verification capabilities
Identity document scanning
Video scanning
Personally Identifiable Information (PII) validation
Small transaction verification
Email verification
Phone verification
Social verification
Credit check
Compliance check
DATA INPUT: Online authentication capabilities
Behavioural biometrics
Physical biometrics
Device fingerprinting
Geo-location
Remote access detection
Mobile app push
3-D Secure 2.0
Hardware token
SMS One-time passwords
Knowledge-Based Authentication
DATA INPUT
Abuse list
Financial crime data
Sanctions data (sanctions, enforcements, PEP, and adverse media)
Watchlist screening
Address verification
Credit Bureau
Information Sharing
DATA INPUT: Intelligence - Data
Stateless Data Ingestion and Augmentation
METHODOLOGY: Machine Learning
Rule-Based
Supervised ML
Unsupervised ML
METHODOLOGY: Decisioning
Manual review
Case management
Decision orchestration
BUSINESS MODEL: Pricing and Services
Pricing model
Annual Subscription
Managed service
Training & Support
CLIENTS
Main clients/references
Case studies
Awards
Future developments