Bottomline makes business payments simple, smart and secure for businesses and financial institutions, of all sizes, all over the world. More than 10,000 corporate customers, 1,400 commercial and business banks, including 15 of the top 25 global banks, rely on our industry-recognized payment and software platforms to accelerate digital transformation in a complex world of business payments and financial management. Bottomline solutions touch customers and payments in 92 countries across six continents. Our teams serve the world from primary locations in the United States, the United Kingdom, Switzerland, Israel, India, Australia, and Singapore. Bottomline is a portfolio company of Thoma Bravo, a highly respected software-centric private equity firm with USD 122 billion in assets under management. For more information visit www.bottomline.com to find out more.
CORE SOLUTION
Bottomline makes complex business payments simple, smart, and secure. Global organizations rely on Bottomline for domestic and international payments, state of the art fraud detection, insider threat management, behavioural analytics, consolidated case management, and regulatory compliance solutions such as SWIFT CSP Attestation, Sanctions Screening Services, Secure Data in Transit, Reconciliation, Multi-Factor Authentication, Confirmation of Payee which enables businesses to identify suspicious transactions and stop payments fast. Bottomline offices are located across the US, Europe, and Asia-Pacific.
Fraud and financial crime hub - decisioning platform
Yes
Transaction fraud
Account fraud
ATM fraud
No
Financial crime data provider and intelligence
AML transaction monitoring
KYC/CDD
KYC remediation
Digital identity service provider
Identity verification
Authentication
Technology
On-premises
Cloud-enabled, native cloud, hybrid
Native cloud
Hybrid
DATA INPUT: Identity verification capabilities
Identity document scanning
Video scanning
Personally Identifiable Information (PII) validation
Small transaction verification
Email verification
Phone verification
Social verification
Credit check
Compliance check
DATA INPUT: Online authentication capabilities
Behavioural biometrics
Physical biometrics
Device fingerprinting
Geo-location
Remote access detection
Mobile app push
3-D Secure 2.0
Hardware token
SMS One-time passwords
Knowledge-Based Authentication
DATA INPUT
Abuse list
Financial crime data
Sanctions data (sanctions, enforcements, PEP, and adverse media)
Watchlist screening
Address verification
Credit Bureau
Information Sharing
DATA INPUT: Intelligence - Data
Stateless Data Ingestion and Augmentation
METHODOLOGY: Machine Learning
Rule-Based
Supervised ML
Unsupervised ML
METHODOLOGY: Decisioning
Manual review
Case management
Decision orchestration
BUSINESS MODEL: Pricing and Services
Pricing model
Annual Subscription
Managed service
Training & Support
CLIENTS
Main clients/references
Case studies
Awards
Future developments