ACI Worldwide delivers the software and solutions that power the global economy. Our mission-critical real-time payment solutions enable corporations to process and manage digital payments, power omni-commerce payments, present and process bill payments, and manage fraud and risk.
1975
https://www.aciworldwide.com/
Merchants: retail, gaming and digital goods, travel, telecommunications, grocery, restaurants, fuel and convenience, hospitality.
Merchant intermediaries/payment intermediaries, banking, consumer finance, insurance, government, higher education, healthcare.
Marketplaces
PSP
Fintech
Banks
Brokers, crypto exchange, FX brokers
Global
Annett Van de Bunt, Head of Marketing Payments Solutions
Driving the digital transformation of banks, merchants, and billers to help them meet the real-time payment needs of their consumers and business customers.
Merchant Risk Council (MRC), NRF, MAG, Vendorcom, EBA, US Faster Payments Council, Open Banking, ATMIA, CEPS/ECRI, InfraGard, IFX, NACHA, NSPO, PSR, SWIFT, US Payments Forum, Women in Payments.
ACI Worldwide serves the full payment ecosystem, processing and managing digital payments, managing fraud and risk for merchants, banks, and intermediaries.
The company enables omni-commerce payments through its payments and fraud orchestration platform. ACI Fraud Management is a real-time, cloud-based, managed service that uses advanced AI (Artificial Intelligence), ML (Machine Learning) and behavioural analytics to identify and assess inconsistent and unexpected patterns and behaviours. The solution automatically advises and alerts enterprises and merchants about potential threats or anomalies.
Cloud-enabled
Data input
ACI patented AI Incremental learning providing Self-Learning ML models. ACI’s incremental learning algorithm allows machine learning models to adjust to new behaviours without the need to re-learn everything they already know. This means that new data can be input on a daily basis and new behaviours can b e identified in near real-time. Machine learning model performance lasts for longer without degradation and reduces the need for often costly model refreshes. It improves fraud detection by up to 85% and can also reduce fraud losses by up to 75%. In production, ACI incremental learning has been shown to outperform traditional ML by 15%.
Decisioning
Manual review
Case management
Decision orchestration
Chargeback Representment
Chargeback Indemnification - for more information please visit https://www.aciworldwide.com/solutions/chargeback-protection
Business model
More information available upon request
ACI Worldwide augments its Fraud Management solution with third-party partners like Riverty (Avarto), TransUnion, Ekata.
4,000
Customers