Company Database - ACI Worldwide

Any Payment, Every Possibility

ACI Worldwide delivers the software and solutions that power the global economy. Our mission-critical real-time payment solutions enable corporations to process and manage digital payments, power omni-commerce payments, present and process bill payments, and manage fraud and risk.

Head office

Naples, Florida, the US

Core solution

  • Payments, payments intelligence, and fraud prevention solutions; 

  • Industry-leading cloud offerings; 

  • Comprehensive implementation and support services.

Target market

Banking, payment intermediaries, retail, telecommunications, gaming and digital goods, travel, grocery, restaurants, hotels, fuel and convenience, consumer finance, insurance, government, higher education, healthcare.

Contact details

Annett Van de Bunt, Director Marketing, Merchants Payments Solutions

Geographical presence


Year founded



Public listed company

License type

APM agnostic and acquirer independent

Member of industry association and/or initiatives

MRC; NRF; MAG; Vendorcom; EBA; US Faster Payments Council; Open Banking; ATMIA; CEPS/ECRI; InfraGard; IFX; NACHA; NSPO; PSR; SWIFT; US Payments Forum; Women in Payments, IMRG

Company's motto

Driving the digital transformation of banks, merchants, and billers to help them meet the real-time payment needs of their consumers and business customers

Service provider type

Payment Gateway

Yes - Payments and fraud software solutions provider, powering electronic payments and currently serves more than 80,000 merchants; processing more than a billion transactions annually via our platform.

Payments and financial infrastructure

ACI Worldwide provides an acquirer agnostic solution.

ACI Worldwide provides end-to-end payments and risk management services. ACI solution is white-label for merchant Intermediaries, such as PSPs, ISOs, payment facilitators, ISVs, and acquirers, or can be used directly by merchants. It is a multi-language, multi-currency solution, which is connected to hundreds of local and cross-border acquirers and alternative payment methods across the globe.

Cryptocurrency payments solution

Yes - 60+ cryptocurrencies

Channels - context







Payments capabilities

Hosted pages


White-label solution


Recurring billing

Yes - ACI Worldwide provides scheduled flexible installments for merchants to setup subscriptions and recurring payments from a vast variety of options including monthly, weekly and daily.

Payment methods supported

Hundreds of payment methods and local and cross-border acquirers, accessed through a global payments network with a single, one-time integration through an open RESTful API.

Settlement currencies

ACI Worldwide supports acquirers’ settlement currencies

Instant settlement

Collecting and settlement of all major APMs via best-in-class partners


Yes. For more information please visit:


Yes. With ACI Billpay services for USA only

Reconciliation and reporting

Yes. ACI has unified settlement reporting. A consolidated settlement report format across all acquirers and alternative payment service providers. We don’t transfer money.

B2B payments

ACI Worldwide offers ERP integration, onboarding, factoring, e-invoicing, and AP automation to lending and KYC.

ERP intergration


E-invoicing (automated)

Yes, with ACI billpay solution for the US only


Supported by our connected partners


Consolidated data and reporting dashboard

Yes. The business intelligence functionality is available via a secure internet portal, accessible anywhere in the world with no local setup or software requirements, with full control in-real time.

Fraud and risk management capabilities

Chargeback management

Yes, integration to both VCR & MCOM and automated dispute management.

Fraud and risk management partners

ACI Worldwide augments its Fraud Management solution with third party partners like Arvato, Neustar, TransUnion, Ekata, LexisNexis, Threatmetrix, BigDataCorp, Perseuss. 

Financial and compliance capabilities

FX – number of currencies available

ACI Worldwide is not an acquirer/PayFac, but supports multi currency with secure ecommerce and omni-commerce solutions.

Virtual IBAN

Yes - ACI Worldwide supports virtual IBAN

Multi currencies virtual IBAN

Yes - ACI Worldwide supports virtual IBAN

Client onboarding (KYC/KYB)

ACI Worldwide helps to facilitate KYC


Main clients/references

For customer information please visit

Case studies

For all ACI Worldwide case studies please visit:


Innovation Excellence Award from Frost & Sullivan for eCommerce Fraud Prevention 2020 - IDC MarketScape: Worldwide Integrated Payment Platforms 2019-2020 - Frost & Sullivan 2019 Global Product Leadership Award; Payments Awards 2021 - Best Online Payments Solution - Merchant; 2021 Juniper Research – Platinum Winner Payment Innovation of the Year; Retail Systems 2021 Award Artificial Project of the Year, AI Awards 2021 Best Application of AI in a Large Enterprise

Future Developments

More information available upon request


Transaction volume

225+ billion consumer transactions each year

Transaction value (USD/EUR)

USD 14+ trillion in payments and securities transactions daily