Company Database - ACI Worldwide

Universal Payments

ACI is a leading global provider of real-time, any-to-any electronic payment and banking solutions. Through our comprehensive suite of software solutions, delivered on customers’ premises or through ACI’s private cloud, we provide real-time, immediate payments capabilities and enable the industry’s most complete and secure omnichannel payments experience.

PAYMENT METHODS
Credit cards
American Express, Mastercard, Visa, Inicis (all brands), Apple Pay, Argencard, ASYAcard, Aura, Bonus, Cabal, CardFinans, Cartao MercadoLivre, Carte Bancaire (CB), Cencosud, China UnionPay, CMR Falabella, Cordial, Cordobesa, Diners/Discover, ELO, Google Pay, Hipercard, JCB, Magna, Maximum, Naranja, Nativa, Tarjeta Shopping, World

Debit cards
Bancontact, Carte Bleue, China UnionPay Debit, Dankort, Interac, Maestro, MasterCard Debit, PostFinance, Presto, Visa Debit, Visa Electron, Vpay

Pre-paid cards
paysafecard, MangirKart

Online banking
eps, iDEAL, giropay, Trustly, Skrill, Skrill Direkt, Paydirekt, POLi II, entercash, sofortbanking, sofortüberweisung, Przelewy24

E-wallet
PayPal, AliPay, MasterPass, iPara, Klarna, Onecard, Neteller, Skrill, WeChat Pay, TenPay, Yandex Money

Mobile / SMS / IVR
IVR in the USA and mobile/SMS through our mobile SDK

Alternative payment methods
AfterPay, boleto, ACH, SEPA Direct Debit, Klarna, Payolution, Bitcoin, multibanco

Offline
Information upon request

Connected companies (#)
223

Companies PSP is connected to
We support all our acquirers’ settlement currencies

Settlement currencies (acquirers)
We support our acquirers’ settlement currencies

SERVICES
Unique selling points
The performance and scalability of our solutions, the breadth of our services, our 40 years of payments experience and our global reach. ACI enables fast, frictionless, seamless and secure payments, anytime, anywhere, across all channels. Our services services support merchants, PSPs and banks in delivering a superior customer experience and driving revenue growth.

Core services
Payments gateway, payments processing, payments intelligence and fraud prevention solutions; industry-leading cloud offerings; comprehensive implementation and support services

Pricing
For current pricing, contact info@aciworldwide.com

Collecting payments
Billpay solutions for US only

Distributing payments
Billpay solutions for US only

Fraud prevention (measures)
Machine learning, customer profiling, tailored rules, silent rules, risk analyst support, retrospective screening, device fingerprinting, IP geolocation, multi-merchant purchase history, global validation checks, Verified by Visa, MasterCard SecureCode, AMEX SafeKey, Diners ProtectBuy, Diners, velocity checks, data validation, geographical checking, parameter format checking, transaction limit checking, risk scoring, geo IP-origin check, black/white list, business intelligence, and reporting

Fraud prevention partners
iovation, Chargebacks 911, Perseuss, 411.com, whitepages PRO, arvato, utrace, pipl, neustar, whitepages, whois.net, Google

Credit management (services)
No

Other services
Tokenization, settlement reporting and reconciliation, PCI compliance scope reduction, smart dynamic despatching and routing, integrated payments gateway and fraud management

TECHNOLOGY
Direct connections
Yes

Batch processing
No

Per order processing
No

Merchant pages (direct model)
Yes

PSP pages (redirect model)
Yes

Interface
Web services, SOAP, XML (specifications available upon request), Restful API, Website Java script widget, mSDK, MOTO, Demandware, SAP Hybris, Salesforce Commerce Cloud (Demandware).
Third party integrations for: AceShop, commerce:SEO, Drupal Commerce, Ecwid, Gambio Software, JTL Shop 3, Magento / Magento 2, Mijoshop, Odoo, opencart, OCIS eSales, Plentymarkets, Prestashop, SEO:mercari, Shopify, Shopware, WordPress E-Commerce, WordPress Jigoshop, WordPress WooCommerce, xt:Commerce 3 & 4

Security
HTTPS, SSL+