Payment gateway, payment platform
PAYMENT METHODS
Credit cards
Debit cards
Pre-paid cards
Online banking
E-wallet
Mobile / SMS / IVR
Alternative payment methods
Offline
Optile does not yet specialise in offline payments
Connected companies (#)
Information is available upon request
Companies PSP is connected to
Settlement currencies (acquirers)
Not the field of specialisation
SERVICES
Unique selling points
By providing a connection to any global and local payment player worldwide, optile delivers faster scalability opportunities to international enterprises. optile's one single API helps to streamline payment processes and reduces complexity, while its data-driven optimisation tools help businesses boost their revenue and increase customer retention.
Core services
Online payment processing, ecosystem/marketplace payments, white label, e-wallet, dynamic payment page, smart payment analytics, global registrations, express checkout, one-click checkout, smart payment routing, tokenization, secure storage of data, automated denial management, auto card update, risk management, reconciliation, ISV plugins.
Pricing
Per transaction; exact specification to pricing is not subject to disclosure.
Collecting payments
No
Distributing payments
yes
Fraud prevention (measures)
Device fingerprinting, multi-merchant purchase history, global validation checks, verified by Visa, Mastercard SecureCode, velocity checks, persistent cookies, data validation, geographical checking, parameter format checking, transaction limit checking, risk scoring, geo IP-origin check, black/white list, account check, end-customer behaviour, account restrictions, BIN-checks, email validity, weight-based rules.
Fraud prevention partners
CyberSource
Credit management (services)
Purchase on credit, installments, secured invoice
Other services
Loyalty connectors (eg Payback)
Third parties
Salesforce Commerce Cloud, SAP CX, Magento
TECHNOLOGY
Direct connections
Batch processing
Per order processing
Merchant pages (direct model)
Yes, for our merchants we can create a dynamic payment page
PSP pages (redirect model)
Interface
Web services, REST Json
Security
PCIDSS Level 1 certified, multi-region cloud deployments for high redundancy and availability, multi-layer encryption to prevent insider and outsider attacks on payment data