Business model
Sells directly and through partners
Target Markets Online shoppers, financial institutions, payment services providers, government services, online communities/web merchants, gaming and gambling, other online businesses
Service Provider Type
Technology vendor, Web fraud detection company
Member of industry associations and or initiatives MRC, MAG, NRF Geographical presence Global SERVICES Unique selling points Ethoca’s fraud and dispute intelligence is confirmed by cardholders, allowing merchants to take immediate action to stop fraudulent orders and eliminate chargebacks. Card issuers recover losses and avoid the chargeback process. Ethoca Eliminator connects issuers to merchant order details to reduce disputes and friendly fraud as well as improve the cardholder experience.
Core services Ethoca Eliminator, Ethoca Alerts Pricing Model More information available upon request. Fraud prevention partners Kount, Accertify, CyberSource, FICO, TSYS, Lean Industries, Pega Systems, ACI Other services More information available upon request. Third party connection More information available upon request. TECHNOLOGY: anti-fraud detection tools available Address verification services No CNP transactions Yes Card Verification Value (CVV) No Bin lookup No Geo-location Checks No Device Fingerprint No Payer Authentication No Velocity Rules – Purchase Limit Rules No White list/black list database No KYC – Know Your Customer No Credit Rating No Follow up action Additional authentication (out of band authentication) and transaction verification capabilities Other More information available upon request. AUTHENTICATION CONTEXT Online Yes Mobile Yes ATM No POS No Call centre Yes Other More information available upon request. REFERENCE DATA CONNECTIVITY Connectivity to governmental data No Other databases Commercial attribute providers, eg credit databases FRAUD MANAGEMENT SYSTEM TYPE Single-channel fraud prevention system No Multi-channel fraud prevention system Yes CERTIFICATION Type PCI. More information available upon request. Regulation PCI. More information available upon request. Other quality programs More information available upon request. Other remarks More information available upon request. CLIENTS Main clients / references
Future developments Additional collaboration based solutions to stop friendly fraud, minimise false declines, and increase overall acceptance.