Subscribe
|
|
|
|
|

Company Database - Emailage

The Email Risk Score Company
Emailage, founded in 2012 and with offices across the globe, is a leader in helping companies significantly reduce online fraud. Through key partnerships, proprietary data, and machine learning technology, Emailage builds a multi-dimensional profile associated with a customer’s email address and renders a predictive risk score. Customers realise significant savings from identifying and stopping fraudulent transactions.

Business model
Information available upon request.

Target market
Ecommerce merchants, payment processors, financial institutions, airlines, OTA, ticketing brokers, money transfer companies, credit card issuers, marketplace lenders, personal computer manufacturers, fraud platforms, gaming and gambling, other online businesses

Contact
Contact@emailage.com

Geographical presence
Global

Active since
2012

Service provider type
Online fraud prevention and digital identity intelligence provider

Member of industry association and or initiatives
Merchant Risk Council, NORA Network (Australia)


SERVICES
Unique selling points 
Since 2012, Emailage has offered fraud risk assessment built around the email address. The company utilises a predictive risk score based on machine learning algorithms combined with a cross-industry and cross-sector consortium database. This approach offers merchants the ability to mitigate fraud with negative signals, while using positive signals to approve good customers. 

Core services 
Email address + global network + machine learning algorithms = online predictive fraud risk score. Emailage provides a frictionless layer of protection that will supercharge your risk engine. 

Pricing Model
Subscription

Fraud prevention partners
Accertify, CyberSource, Experian, Equifax

Other services
N/A

Third party connection
Accertify, CyberSource, Experian, Equifax


TECHNOLOGY: anti-fraud detection tools available
Address verifications services 
Yes

CNP transactions
Yes

Card Verification Value (CVV)
No

Bin lookup
Yes

Geo-location Checks
Yes

Device Fingerprint
No

Chargeback Reduction
Yes

Payer Authentication
No

Velocity Rules – Purchase Limit Rules
Yes

White list/black list database:
No

KYC – Know Your Customer
No

Behavioural analysis
Yes

Credit Rating
No

3D Secure 2.0 - authentication
No

Machine learning
Yes

Data analytics
Yes

Follow up action
Yes

Other
Emailage provides merchants the ability to verify the digital identity of the consumers for every transaction, making it harder for fraudsters to penetrate. So instead of the basic transaction risk assessment, email risk assessment can verify who is behind each online transaction, providing a holistic risk assessment and adding stronger controls against fraudsters while helping to approve good customers. This approach can prevent mass attacks and reduce the ability of fraudsters to scale.


AUTHENTICATION TECHNOLOGY USED
Password/phrase
N/A

One-time password
N/A

Token
Yes

Digital certificates
N/A

Multi-factor authentication
N/A

Biometrics
N/A

Card 
N/A

PIN
N/A

AUTHENTICATION CONTEXT
Online
Yes

Mobile
No

ATM
No

POS
No

Call centre
No

Other
No

REFERENCE DATA CONNECTIVITY
Connectivity to governmental data
No

Other databases
Social Media Data, IP Address Geolocation & Proxy Information, Domain Attributes and Phone Ownership & Carrier Data


FRAUD MANAGEMENT SYSTEM TYPE
Single-channel fraud prevention system
No

Multi-channel fraud prevention system
Yes

CERTIFICATION
Type
AICPA SOC 2, The EU-US and Swiss-US Privacy Shield Framework, International Association of Privacy Professionals

Regulation
N/A

Other quality programs
N/A

Other remarks
Information available upon request.

CLIENTS
Main clients / references
Information available upon request.

Future developments
Digital identity verification, address demographics, real-time risk profiling, Single Sign On (SSO), deep learning framework, enhance unsupervised learning for anomaly detection, deploy cost-sensitive machine learning model, Portal 3.0, new dashboards and user experience


Contact Emailage

25 S. ARIZONA PL +1 480-634-8437
85225 Phoenix www.emailage.com
AZ Contact@emailage.com
United States