Company Database - EVRY

Leading you through your digital transformation

EVRY is one of the leading IT service and software providers in the Nordic region and serves around 10,000 customers across the private and public sectors. EVRY has 8,500 employees across nine countries.  Company headquarter is located in Norway, and the company is listed on the Oslo Stock Exchange.  

Business model
Software as a Service (SaaS), Managed services, Consultancy, Support, Payment services, Reporting

Target market
Online shoppers
Financial institutions
Payment services providers

Contact
jonas.kullgren@evry.com

Geographical presence
Europe

Active since
1962

Service provider type
Digital identity service provider
Technology vendor
Web fraud detection company 
Payment service provider (PSP)
Issuer
Acquirer

Member of industry association and or initiatives
Yes


SERVICES
Unique selling points 
EVRY Financial Crime Prevention customers enjoy the advantages of a fully compliant PSD2 Fraud Prevention platform for all electronically initiated transactions which includes TRA and Reporting to Authorities. Our unique Managed Services approach on multi-tenant solution enhanced with AI/ML capabilities stop fraud attacks for over 100 banks in seconds, removes handling fraud processes, supporting service development and growth.

Core services 
Fraud Prevention, AML, Card Perso, Issuing, Dispute, PSD2 Compliance, Reporting, Fintech Fast Track, Identity Management, AI, Machine Learning, Multi Tenant, Managed Service

Pricing Model
Pricing is per transaction and based on volume and complexity OR SaaS-based pricing model

Fraud prevention partners
N/A

Other services
AML PSD2 Reporting to Authoroties Entity Monitoring

Third party connection
ASC's, Card Admin Systems,  Issuing Gate Ways, Mobile Payments, Tokenisations, Card schemes, Core Banking, Identity Management Systems


TECHNOLOGY: anti-fraud detection tools available
Address verifications services 
Yes

CNP transactions
Yes

Card Verification Value (CVV)
Yes

Bin lookup
Yes

Geo-location Checks
Yes

Device Fingerprint
Yes

Chargeback Reduction
Yes

Payer Authentication
Yes

Velocity Rules – Purchase Limit Rules
Yes

White list/black list database:
Yes

KYC – Know Your Customer
Yes

Behavioural analysis
Yes

Credit Rating
Yes

3D Secure 2.0 - authentication
Yes

Machine learning
Yes

Data analytics
Yes

Follow up action
White Labelled Customer Support function Card / Account holder contact value chain. 

Other
AI / ML transaction data explorations real time to detect layering, integration, rapid placement, placement stopping transactions 30 ms


AUTHENTICATION TECHNOLOGY USED
Password/phrase
Yes

One-time password
Yes

Token
Yes

Digital certificates
Yes

Multi-factor authentication
Yes

Biometrics
Yes

Card 
No

PIN
Yes

AUTHENTICATION CONTEXT
Online
Yes

Mobile
Yes

ATM
Yes

POS
Yes

Call centre
Yes

Other
3-D Secure; EMV 3-D Secure; PSD2 API Platform

REFERENCE DATA CONNECTIVITY
Other databases
commercial attribute providers, e.g. credit databases


FRAUD MANAGEMENT SYSTEM TYPE
Single-channel fraud prevention system
No

Multi-channel fraud prevention system
Yes


CERTIFICATION
Type
ISO 27001, ISO 9001, ISO14001, ISO 22301

Regulation
PSD2, AML, PCI-DSS, GDPR

Other quality programs
e.g. ethical hacking, privacy compliance


CLIENTS
Main clients / references
DNB, Nordea, Handelsbanken, Klarna

Contact EVRY

Snarøyveien 30A, 1360 Fornebu +47 23 14 50 00
1360 Snarøyveien https://www.evry.com/en/
Norway jonas.kullgren@evry.com
Norway