For nearly 50 years, ACI has been driving the future of real-time payment solutions. Now, ACI is advancing this heritage of experience to the merchant side, enabling faster payments for their customers with instant liquidity, reduced costs, no chargebacks, and no fraud.
Core solution
Payments Orchestration
Target market
Contact details
For any queries, please feel free to reach out either via our phone, email, or fill out our contact us form:
Email: merchantpayments@aciworldwide.com
Contact us: https://www.aciworldwide.com/merchant-consultation
Geographical presence
Global (34 countries)
Year founded
1975
Investors
Publicly Traded - NASDAQ: ACIW
License type
APM agnostic and acquirer independent
Member of industry association and/or initiatives
ACI collaborates with leading associations, technology and software providers around the world to ensure that our customers can rely on the superior performance of our products and solutions.
For more details, please click here.
Standards and certifications
Company's motto
Delivering mission-critical payments software for banks, merchants, and billers
Payment Service Provider - Acquirer
ACI Worldwide provides an acquirer agnostic solution.
ACI Worldwide offers end-to-end payments and risk management services. ACI's solution is white-label for merchant Intermediaries, such as PSPs, ISOs, payment facilitators, ISVs, and acquirers, or can be used directly by merchants. It is a multi-language, multi-currency solution, which is connected to hundreds of local and cross-border acquirers and alternative payment methods across the globe.
Main area of focus
Mission-critical, real-time payments software
Online
Yes
POS/In store
Hosted pages
White-label solution
Recurring payments Yes - ACI
Worldwide provides scheduled flexible instalments for merchants to setup subscriptions and recurring payments from a vast variety of options including monthly, weekly, and daily.
Payment methods supported
Settlement currencies
Instant settlement
Tokenization
Pay-out/Disbursements
Payments orchestration
Cryptocurrency payments solution
Reconciliation and reporting
B2B payments
ACI Worldwide offers ERP integration, onboarding, factoring, e-invoicing, and AP automation to lending and KYC.
Consolidated data and reporting dashboard
Chargeback management
Fraud ratio PSD2/SCA
Fraud and risk management partners
FX - number of currencies available
ACI Worldwide is not an Acquirer/PayFac, but supports multi-currency with Secure ecommerce and omni-commerce solutions.
Virtual IBAN
Multi currencies virtual IBAN
Current account/settlement account
ACI Worldwide is not an Acquirer
Embedded finance/ BNPL for consumers
Client onboarding (KYC/KYB)
ACI Worldwide helps to facilitate KYC
Main clients/references
More information available upon request
Case studies
Customer information upon request. For a selection of ACI Worldwide case studies please click here.
Awards
https://www.aciworldwide.com/about-aci/awards-and-rankings
Transaction volume
225+ billion consumer transactions
500+ million bill pay transactions
Transaction value
USD 14 trillion in payments and securities transactions daily