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Access to payment infrastructure: a balancing of interests

Voice of the Industry | Payments General | 05 Dec 2024

Emanuel van Praag from Kennedy Van der Laan examines the European Union's efforts to reduce non-bank payment institutions' reliance on banks while balancing competition and regulatory concerns.


payments , payment institution, banks, PSP, payments infrastructure, Instant Payments Regulation, Payment Services Regulation, PSR

EC's proposal for PSD3 and PSR: key takeaways and considerations

Voice of the Industry | Payments General | 07 Jul 2023

Emanuel van Praag, Attorney-at-law specialising in Financial Regulatory matters and a Professor of Financial Technology and Law, presents a summary of the European Commission's proposal for the third Payment Services Directive (PSD3) and the new Payment Services Regulation (PSR).

PSD3, payments , regulation, tokenization, digital wallet, data sharing, data protection

Decoding the European Commission's Open Finance Proposal: the essential takeaways

Voice of the Industry | Payments General | 06 Jul 2023

Emanuel van Praag, Attorney-at-law specialising in Financial Regulatory matters and Professor of Financial Technology and Law, delivers an important summary of the European Commission's Legislative Proposal for a Framework on Financial Data Access.

PSD3, payments , GDPR, data sharing, financial institutions