Voice Of The Industry

Explore of the latest payments and ecommerce commentary and insights, directly from the experts most involved in the industry

These are just some of the various topics that experienced The Paypers editors and our expert collaborators cover extensively in this section. From the minds and research of reputed thought leaders comes a constantly updated collection of thought-leader pieces dedicated to keeping you up to date with all the knowledge – spanning from the latest ecommerce trend to the inner-workings of the freshest fintech innovation – so you have the most pertinent data and analyses to take your decision-making process to the next level.

These are just some of the various topics that experienced The Paypers editors and our expert collaborators cover extensively in this

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Navigating the ISO 20022 migration: Insights and strategies

Thought leader insights | Payments General | Published Friday 19 Apr 2024 09:16 CET

Frédéric Viard, Head of Commercial Product Management for Financial Messaging at Bottomline, provides insights into the ongoing ISO 20022 migration, emphasising the importance of readiness, collaboration, and addressing barriers for successful implementation.


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Navigating the ISO 20022 migration: Insights and strategies

Thought leader insights | Payments General | Published Friday 19 Apr 2024 09:16 CET

Frédéric Viard, Head of Commercial Product Management for Financial Messaging at Bottomline, provides insights into the ongoing ISO 20022 migration, emphasising the importance of readiness, collaboration, and addressing barriers for successful implementation.


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Latest Voices of the Industry

The threats and opportunities of the AI revolution in compliance

Expert Opinion | Digital Identity, Security & Online Fraud | 18 Apr 2024 10:29 CET

Paola Cristina Nunez Ameri, CRCO and AMLCO, at Citibank Europe: ‘Artificial Intelligence has arrived, our job is to implement it ethically and responsibly.’


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Frictionless payments: adopting technological advancements to tackle security concerns

Expert Opinion | Payments General | 18 Apr 2024 10:13 CET
Ray Shinzawa, Managing Director at JCB International (Europe), discusses how merchants can adopt technological advances to offer frictionless payments and address security concerns.
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Shaping the future of the payments industry: key insights from MPE 2024

Expert Opinion | Ecommerce | 12 Apr 2024 13:31 CET
We highlight key topics discussed at MPE 2024, such as the evolving trends in payment optimisation, marketplaces and online platforms, real-time payments, GenAI, and cross-border payments.
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A bumpy road to becoming an open identity infrastructure: MOSIP Connect 2024 in retrospect

Expert Opinion | Digital Identity, Security & Online Fraud | 12 Apr 2024 09:29 CET

Digital identity experts, Lucy Yang & Kaliya Young explain the journey and value of the Modular Open Source Identity Platform (MOSIP) in providing governments with ‘open’ tools to build foundational ID systems.



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Innovation in payments: what role do policy and regulation play?

Expert Opinion | Payments General | 09 Apr 2024 08:50 CET

Paul Worthington, Head of Regulatory Affairs at Innovate Finance, speaks about the role policy and regulation play when it comes to payment innovation.


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Mobile payment: Southern Europe moves towards interoperability

Expert Opinion | Mobile Payments | 08 Apr 2024 09:12 CET
Andréa Toucinho from Partelya Consulting delves into the interoperability agreement among major European mobile payment solutions.



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Navigating KYB challenges in modern banking and merchant onboarding

Expert Opinion | Digital Identity, Security & Online Fraud | 08 Apr 2024 08:25 CET

As businesses undergo digital transformation, the need for robust KYB processes has never been more stringent. Understanding and verifying the identity of businesses is not just a regulatory requirement but a strategic imperative.


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Why we haven't seen a global Banking-as-a-Service provider. Yet.

Expert Opinion | Online & Mobile Banking | 05 Apr 2024 07:56 CET
Shaul David, Embedded Finance Advisor Despite regulatory challenges, the BaaS excitement remains strong, but the lack of cross-jurisdictional platforms hinders global Embedded Finance adoption.
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Optimising customer journeys: QR codes, P2P transfers, and crypto exchange tools

Thought leader insights | Payments General | 04 Apr 2024 09:31 CET
Alex Volk explores innovative payment solutions tailored for businesses facing legal restrictions or limited bank card use. From P2P transfers to QR codes and crypto wallets, discover how these alternatives enhance transaction success and streamline the customer journey.
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FedNow: addressing the glacial pace of instant commercial payments adoption in the US

Expert Opinion | Payments General | 29 Mar 2024 08:24 CET
Kim Kacal, Payments lead for North America at Accenture, and Tim O'Donnell, Payments managing director at Accenture, explore the roadblocks keeping some banks from embracing FedNow, the Federal Reserve’s new instant payment service. 
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Travel industry insights: payment challenges, trends, and regulatory frameworks

Expert Opinion | Payments General | 27 Mar 2024 10:02 CET
Eric Drésin, Secretary General at ECTAA, discusses the payment challenges, trends, and regulatory frameworks impacting travel agents and tour operators. 
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Insights into European payment regulations for 2024 (and beyond)

Expert Opinion | Payments General | 27 Mar 2024 09:54 CET
The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments
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Fast and flexible, not furious: how top card issuers win the race

Thought leader insights | Cards | 26 Mar 2024 08:48 CET

Jean-Philippe Wolyniec, Regional Sales Director, shares insight on the fastest card and digital lending innovations. He explains what helps OpenWay clients speed up launch of new issuing products, and why the real-time straight-through processing is crucial for a digital-first customer experience.


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The Paypers Global Partnerships Analysis Q4 2023 – Payments and Commerce

Expert Opinion | Payments General | 25 Mar 2024 13:24 CET
Building onto our previous reporting related to the partnerships that took place in Q4 2023 within the banking and fintech space, this analysis focuses on the payments and commerce industry.
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The Paypers global partnerships analysis Q4 2023 – banking and fintech

Expert Opinion | Online & Mobile Banking | 22 Mar 2024 12:49 CET
The Paypers looked into the most relevant partnerships announced during Q4 2023 within the banking and fintech space, discovering preferences that went from Open Banking technologies and their applications in ecommerce, card payment innovations, as well as an overall focus on financial crime, fraud prevention, crypto, Web3, and CBDC developments. 
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Modern online fraud prevention requires a shift in focus from identity to intent

Thought leader insights | Digital Identity, Security & Online Fraud | 22 Mar 2024 11:46 CET
Alisdair Faulkner, CEO at Darwinium, discusses the change in the threat landscape and what payments professionals need to know to efficiently fight fraud.



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Navigating stablecoin evolution: outlook and opportunities for 2024

Expert Opinion | Cryptocurrencies | 22 Mar 2024 08:56 CET

Evgeny Filichkin, Investment Advisor at neobank Keytom, shares major stablecoin trends to watch out for in 2024.


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The Paypers Global Fintech Mergers and Acquisitions Analysis: Q4 2023

Expert Opinion | Payments General | 20 Mar 2024 10:00 CET
The Paypers took a close look at some of the most important M&As from Q4 2023, with a focus on trends in the banking, fintech, payments, fraud prevention and crypto sectors to identify key elements that drive companies to acquire others.
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Premiumisation and hyper-personalisation: transforming consumer expectations

Thought leader insights | Payments General | 19 Mar 2024 10:43 CET

Amanda Gourbault from CompoSecure discusses the impact of consumers' growing preference for products that reflect their values and lifestyles, and their strong demand for personalised experiences in the payments industry.


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A balancing act: perfecting customer experience amidst evolving payment regulations

Thought leader insights | Digital Identity, Security & Online Fraud | 19 Mar 2024 09:56 CET
LexisNexis® Risk Solutions experts Edward Metzger and Emilio Rocchi discuss PSD3, emphasising innovative fraud solutions for EU payment security while prioritising a balance between customer experience and safety.
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