The Paypers proudly presents the 3rd edition of its Online Payments Market Guide 2012, currently the most complete overview of the global e-payments ecosystem.
This year’s edition contains valuable insights from industry stakeholders and associations, expert views, customer cases and exposés from indus... more information
UK daily news provider The Guardian has released its latest Innovation in Payments report, a multi-page overview mapping out the changes, trends and opportunities in the global payments industry. The Innovations in Payments report draws on the comment of leading industry experts to examine what developments are on th... more information
Globally, the development of online payments is driven by country-specific economic, technological and social factors. There are significant variations in the use of online payment methods across regions, with transactions ranging from small values to substantial amounts, initiated via a series of payment instruments and driven by different business models.
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Certain online businesses are typically unaware that their business models aract a higher number of coordinated fraud atacks, and they tend to take these aacks as a normal consequence of doing business online. The truth is that some industries are more likely to chargeback risk than others. We have compiled the most common features of these business models so you... more information
New technologies offer exciting business opportunities in the developed countries, where a majority of consumers is banked. In cosmopolitan areas, where the pace of living is fast, m-Payment offers banked smartphone users, trendy alternative payment methods, providing value-added financial services, extra comfort and the appeal of attractive sales offers through cou... more information
This whitepaper is for merchants who are interested in using proven marketing principles and tactics to maximize the conversion opportunities that exist as part of the online checkout process.
The “four Ps of marketing” (product, price, promotion and placement) traditionally represent the most crucial elements for success... more information
During the last decade, e-commerce has experienced exceptional growth rates of around 20%. As a consequence, payment service providers (PSPs) have performed extremely well. However, the European market is currently showing the first signs of maturity. This could be a clear indication of what the rest of the world might expect, in terms of future growth figures. We s... more information
The only sensible way to collect local payments in Brazil is through the agency of a local incorporation. However, in recent years, a new mini-company tax regime has been established to encourage the growth of smaller and home-based businesses and this is excellent news for everyone who is not based inside the country but wishes to sell there. On the subject of sales taxes, it is i... more information
Turkey has been long admired for her demographic advantages and the speed of adoption and innovation when it comes to new payment technologies. And in the years following the global economic crisis of 2008, a fast-growing economy and robust financial institutions, has seen the banking sector play a pivotal role in the development of mobile financial services. A role... more information
The fraud protection industry has exploded with a surge in companies launching fraud tools based on various concepts. Not fully understanding the industry, merchants can be confused and risk being locked in inefficient fraud protection solutions. Online businesses must make well-informed decisions and select the right solution to optimize revenue growth. more information
The Paypers is proud to present you the PSP Buyer’s Guide 2011, currently the most complete and up-to-date reference source for online PSP-related information at global level. The PSP Buyer’s Guide 2011 includes data on over 300 online PSPs all over the world. It was designed to serve as a complete information gateway on online payment ... more information
The Paypers is proud to present you the PSP Buyer’s Guide 2010 - 2011 Update, currently the most complete and up-to-date reference source for online PSP-related information at global level.
The PSP Buyer’s Guide 2010 - 2011 Update includes data on over 260 online PSPs all over the world. ... more information
Much has been invested in the customer experience of many airline websites. Considerable time, effort and money has gone into making the whole process slick. Not only is it now relatively easy to book a ticket – options abound from selecting by schedules and timings to the good old fashioned “give me the cheapest” – but it is even easy to bundle it all together as a package... more information
For the past ten years, professionals and experts who share an active interest in the latest developments in the payments space have gathered in various European locations for an event dedicated solely to the changing payments landscape: the EPCA Payments Conference. Almost 250 payments professionals from all over Europe and beyond gathered at the Novotel Amsterdam City, a 4-star h... more information
In 2010, airlines worldwide lost an estimated USD1.4 billion in revenue due to online fraud perpetrated on their websites, which represented 0.9% of total worldwide online airline ticket sales. In comparison, airlines reported losing USD 1.7 billion in the previous survey2, representing 1.3% of total online airline ticket sales worldwide. This represents a 31% reduction in fraud loss ra... more information
Of the 25 retailers we assessed, 80% of them had a presence on Twitter. This suggests that, as mentioned above, Twitter is a social channel that works well for brands, supported by the fact that the companies we looked at had 69,895 followers on average. We were surprised that none of the retailers we followed on Twitter reciprocated by following us back. This meant we weren’t able to ... more information
Of the consumers surveyed that had purchased online in the last 12 months, a significant percentage (69%) said they continue to be concerned about the safety of their personal information when shopping online. This level of concern is consistent across all age groups.Investigating further, 41% of these consumers were more concerned than they were 12 months ago, whilst 52% indicated no change. Only... more information
Credit card products in particular have borne the brunt of the crisis, with cardholders in Greece and Ukraine recording the largest changes in card usage.
T... more information
The very nature of intangible, software-based, downloadable content means that it can be easily sold to customers around the globe at negligible extra cost to the merchant: there’s no inventory to maintain, no warehouse facilities required and no shipping costs incurred.
In total, 69% of digital goods merchants accept online orders from outside the UK (meaning that when fulfill... more information
The European Payments Council (EPC) representing the European banking industry in relation to payments has published its Annual Activity Report 2010. The report contains a clear message: incentivised by market demand, self-regulation by banks provides the most efficient means to create innovative, effective, secure and stress-resistant payment systems.
The payment schemes and frameworks de... more information